North Star Financial Group

Terms & Conditions

Last Updated: April 1, 2026

Welcome to North Star Financial Group. By accessing or using our website and services, you agree to be bound by these Terms and Conditions ("Terms"). Please read them carefully.

1. Acceptance of Terms

By accessing or using our website located at north-stars-financial.com (the "Site") or engaging with our services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy.

If you do not agree to these Terms, you must not access or use our Site or services.

2. Use of Our Website

Permitted Use

You may use our Site for lawful purposes only. You agree not to:

Account Responsibility

If you create an account with us, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3. SMS & Text Message Terms

SMS Service Terms

By opting in to receive text messages from North Star Financial Group, you agree to the following:

We may send you recurring marketing and promotional SMS/MMS messages using an automated telephone dialing system (ATDS) to the mobile number you provide. These messages may include offers, updates, and information about our financial products and services.

Message Frequency: Message frequency varies. You may receive up to 4 messages per month.

Message and Data Rates: Message and data rates may apply. Standard messaging rates from your wireless carrier will apply to all SMS messages sent or received in connection with this service.

Opt-Out Instructions: You may opt out of receiving text messages at any time by replying STOP to any message. After you send the SMS message "STOP," we will send you a confirmation message. Following this, you will no longer receive SMS messages from us.

Help Instructions: For assistance or more information, reply HELP to any message or contact us at the information provided below.

Consent is NOT a condition of purchase. Agreeing to receive promotional text messages is not required as a condition of purchasing any goods or services from North Star Financial Group.

Carrier Liability: We are not liable for delayed or undelivered messages. Carriers are not liable for delayed or undelivered messages.

4. Financial Services Disclaimer

The information provided on our Site is for general informational purposes only and should not be construed as financial, investment, legal, or tax advice.

All financial decisions should be made in consultation with qualified professionals. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.

5. Intellectual Property

All content on our Site, including but not limited to text, graphics, logos, images, and software, is the property of North Star Financial Group or our licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.

6. Third-Party Links

Our Site may contain links to third-party websites or services that are not owned or controlled by North Star Financial Group. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

7. Disclaimer of Warranties

OUR SITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that our Site will be uninterrupted, secure, or error-free, or that defects will be corrected.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, NORTH STAR FINANCIAL GROUP SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

9. Indemnification

You agree to indemnify, defend, and hold harmless North Star Financial Group, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with:

10. Privacy

Your use of our Site and services is also governed by our Privacy Policy, which can be found at https://north-stars-financial.com/privacy-policy. Please review our Privacy Policy to understand our data collection and usage practices.

11. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date.

Your continued use of our Site or services after any modifications constitutes your acceptance of the updated Terms.

12. Termination

We may terminate or suspend your access to our Site and services immediately, without prior notice or liability, for any reason, including if you breach these Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law provisions.

Any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in Salt Lake County, Utah.

14. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and North Star Financial Group regarding your use of our Site and services.

16. Contact Information

If you have any questions about these Terms, please contact us:

North Star Financial Group
Sandy, UT
Email: michael@north-stars-financial.com
Website: https://north-stars-financial.com